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About Us

With finances and financial planning becoming ever more complicated, there has never been a better time to take advice from local expert brokers you can trust. Why Choose Us?

- More than 200 residential mortgage products available.
- With over 10 years experience in the financial and property markets, Competitive

Mortgages & Financial Services Ltd success has been based upon finding the most suitable financial solutions for our clients throughout their lives.

- Fully independent with more lenders and more choice.
- Competitive and exclusive lending terms
- Can internally pre-qualify your application financially, thereby saving valuable time.
- Can save you time and costs (ie: phone, fax and postage) in both exploring and finding a possible lender.
- In-house processing and dedicated underwriting team for each lender– who are fully aware of what documentation the lender requires, their lending criteria and how to present the application, which ensures a faster mortgage offer.

Planning to Succeed

People do not plan to fail, they simply fail to plan. Let us help you plan to succeed. All our advisers are qualified and look to provide you with professional and impartial advice. We always look to find solutions for your needs that work throughout the many different stages of your life.

Insurance and Investment products differ greatly in areas such as their tax treatment, charges or investment returns. We constantly monitor the whole market to ensure you receive advice about the product that best meets your needs.

Independent Financial Advice:

We offer comprehensive Independent Mortgage Advice. This includes commercial mortgages, re mortgages and buys to let. In addition we cater for customers with bad credit history. Our aim is to offer the best rates available to meet your mortgage needs. We are able to source over 7,000 mortgages, so we can help you find the best possible deal on mortgages available. We can help a mortgage to purchase a property to live in or to let out, a commercial mortgage, are mortgage or even a buy to let we can help.

We have well over 10 years experience to help you in the process. We offer an individual service second to none and the advice is always Independent. We also specialise in mortgages if you currently have bad credit history or if you are self employed or need 100% mortgages. In addition we can arrange a fee free re mortgage to help you save on your current mortgage payments.

If you have a shortfall in your endowment and want more information on the options open to you please refer to the Government web site for Financial Services at www.fsa.gov.uk. If after going through the above site you are still not sure and want advice please email us at our contact address given on the left. We will invariably do our best to help you on this important matter.



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Competitive Mortgages and Financial Services Ltd.
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