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Welcome to Competitive Mortgages & Financial Services Ltd.

People do not plan to fail, they simply fail to plan. Let us help you plan to succeed. All our advisers are qualified and look to provide you with professional and impartial advice. We always look to find solutions for your needs that work throughout the many different stages of your life. Insurance and Investment products differ greatly in areas such as their tax treatment, charges or investment returns. We constantly monitor the whole market to ensure you receive advice about the product that best meets your needs.

Our professional mortgages and financial services advisors dedicate their time to ensuring that they find the most effective solution for you in a range of areas including:

INTERNATIONAL PAYMENTS/CURRENCY FX

As a growing business, we understand the importance of being able to cater for our clients' evolving financial needs. Many of our clients have international connections and require a reliable and efficient way to manage their international payment transactions. That's why we..

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MORTGAGES SERVICES

Whether you are a first time buyer, moving home, remortgaging for a better deal, buying to let or releasing equity, our experienced advisors will help guide you through the process. They will also determine how much you can afford to borrow. The actual amount...

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PROTECTION PLAN

There's nothing more important in life than your loved ones. But if something happens to you, what happens to them? Or, if you're single and have worked hard for the lifestyle you have, isn't it worth protecting financially? What if an accident or illness meant you could no longer work...

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INVESTMENTS & SAVING

Competitive Mortgages and Financial Services Ltd is dedicated to building and providing focused investment solutions for our clients. These may be organisations, charities and private individuals. Advise is across a range of real of assets. These include Real Estate, equity, fixed...

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PENSIONS PLANNING

In its simplest form, a pension is a tax-efficient way to save for your retirement. When the time comes for you to stop working, you don't want to worry about your finances. Also you need to plan for it over time. A pension can be a big step towards a more comfortable...

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SECURED LOANS

A loan is a financial transaction in which one party - the lender - agrees to give another party - the borrower a specific amount of money which must be paid back in full. Loans come in all shapes and sizes but overall there are two main types, secured and unsecured loans...

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INHERITANCE PLANNING

When you die, the Government assesses how much your estate is worth. This includes the cash you have in the bank or in investments, any property or business you own, vehicles - even some payouts from life insurance policies. It then deducts your debts from this to give the value....

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GENERAL INSURANCE & QUOTES

We offer comprehensive insurance for building, contents and mortgage payment protection.If you have a mortgage, you will be required to have buildings insurance. Buildings Insurance will cover the structure of your home and will insure the full rebuilding costs, not the value...

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BUSINESS ADVISORY

We work closely with business managers and owners in order to provide them with reporting and advice to facilitate timely decision making. It is becoming increasingly important in the current climate, that those tasked with business governance are searching...

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