Whether you are a first time buyer, moving home, remortgaging for a better deal, buying to let or releasing equity, our experienced advisors will help guide you through the process. They will also determine how much you can afford to borrow. The actual amount you are able to borrow depends upon your personal financial circumstances and your credit background.
What Type of Mortgage Suits You?
The main types of mortgages available are: Interest Only, Repayment and Flexible. We enable you to understand the choices and the range of mortgage product options available e.g. Discounted, Fixed or Capped, so that you determine what best suits your needs.
Which Mortgage Deal Is Most Suitable For You?
We research the market available to Mortgage brokers, to ensure we obtain the most suitable mortgage for you. Whilst considering your monthly mortgage payments we also consider additional costs such as High Lending Charges, Redemption Penalties, Survey costs and Arrangement fees.
How Much Will It Cost?
As well as your monthly mortgage payments and other extra costs, we also consider other associated costs. These can include your Solicitors Fees & Stamp Duty,Valuation and Surveys: through to Personal Protection and General Insurance costs. We bear the costs of our initial meeting for half an hour and is without obligation. If you then chose to use our services you have the choice of us being paid a fee where any commissions can be credited towards the fee.
Who Will Help Me?
All of our mortgage advisors hold their Mortgage Advice Qualifications (MAQ) and offer Independent Mortgage Advice.